How to choose an OnlyFans agency: 14 things to get in writing

1. Commission rate

   A number or a published range, not “it depends.” You can't compare an offer you can't see.

   Good answerA percentage, or a range with the exact rate fixed in writing before you sign.

2. Commission basis: gross or net

   Net is what OnlyFans pays out to you after its 20%. The same percentage taken on gross costs you more.

   Good answer“Net,” with a worked example on the term sheet.

3. What the commission includes

   Chatters, editing, marketing and reporting are either inside the commission or billed on top. Find out which.

   Good answerA written list of inclusions, and a list of what's never charged.

4. Upfront, setup and tool fees

   Money paid before any result moves the risk onto you.

   Good answerNone. Ad spend only on a budget you approve in writing.

5. Minimum term

   The minimum term decides how long you keep paying if it isn't working.

   Good answerNo minimum. Month-to-month.

6. Notice period

   How long you pay after you decide to leave, and how notice has to be given.

   Good answerA fixed number of days, the same for both sides, given by email or message.

7. Exit fee and auto-renewal

   Both make leaving cost more than it should, and renewal windows are easy to miss.

   Good answerNo exit fee, no auto-renewal.

8. Commission after you leave

   Some contracts keep paying the agency on fans or sales after the end date.

   Good answerNone, on any fan or sale after the end date.

9. Login, 2FA and payouts

   Whoever holds your email and 2FA controls the account. OnlyFans has no manager role, so any chat team works inside your own session.

   Good answerThey stay yours. Access is set up on a call where you enter the 2FA code yourself, and changing your password and signing out of other sessions ends it.

10. Content ownership

    This covers the edits and reels the agency makes from your content, and the copies it keeps.

    Good answerYours, including edits. Their copies deleted within a set number of days after exit, confirmed in writing.

11. Marketing pages

    The pages built to send traffic to you are an asset. Ask whose emails they're registered to.

    Good answerRegistered to emails you own. Handles, followers and posted content go with you at exit.

12. Exclusivity

    A broad clause can cover platforms, socials or deals the agency doesn't work on.

    Good answerOnly for the services the agency actually runs.

13. Who chats with your fans

    Your fans pay to talk to you. You should know who answers, from what brief, and whether AI writes any of it.

    Good answerHuman chatters working from your persona sheet and hard-no list, with the AI policy in writing.

14. Reporting

    Without a report built from your statements, nobody can say where this week's money came from.

    Good answerA written report on a fixed day, built from your OnlyFans statements, that you can check yourself.

Full wording of our column: our 14 terms, last reviewed 2026-10-14. In your column, a row your agency won't answer in writing is an answer too.

• The renewal date is getting closeRead the auto-renewal clause and find the last day you can give notice. Put that date in your calendar now.
• Reports arrive late, get shorter, or stopWhen the numbers stop arriving, nobody is checking them for you.
• Someone asks to change how payouts or invoices workAny request to update payout details, or to route money through the agency, is a moment to stop and ask why.
• Exclusivity starts to growNew requests to run your other platforms, socials or brand deals through them, beyond what the contract says.
• Replies slow downResponse times drift away from what was promised when you signed.

Hi [agency name],

Before we book a call, could you answer these in writing?

1. What is your commission, and is it a percentage of gross or of net?
2. What does the commission include, what is billed separately, and what does exclusivity cover?
3. Are there any upfront, setup, tool or ad fees?
4. Is there a minimum term, and does the contract renew automatically?
5. How much notice do I give to leave, and is there an exit fee?
6. Do my payouts ever go through you, and do you take any commission after the contract ends?
7. How do you access my account? Will you ever ask me to send a password or 2FA code?
8. Who owns the content you edit, and whose emails are the marketing pages registered to?
9. Who chats with my fans, where are they based, and do you use AI to write messages?
10. How often do I get a report, and is it built from my OnlyFans statements?
11. What is your company's legal name, where is it registered, and who signs the contract?

Thanks,
[your stage name]

What a good answer to each question looks like is in the list above. For the reasoning behind every question, read questions to ask before signing.

• Look up the company in its state business registryIt confirms the company exists and is in good standing. It often doesn't show who owns it, so ask, and check that the same name is on the contract.
• Find the person who signsSomeone named in the contract whom you can also message directly, not only a sales rep or a group chat.
• Check that the terms are on the websiteCommission, basis, notice and exit. If they're only given “on a call,” ask for them by email first.
• Compare the founding date with the storyA recent date isn't a red flag on its own. A date that doesn't match what they tell you is.
• Search the name with “contract,” “exit fee” and “commission”Read complaints for patterns in notice, post-exit commission and access, not for star counts.
• Ask what the report looks likeIf they can't show you the format you'd get every week, with the numbers left blank, you probably won't get it later either.